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Open technologies, decentralized computation and intelligent applicationsenable the third-generation web, Web 3.0, thereby digitizing whole industries.The emerging Economy of Things (EoT) will be based on software agents runningon peer-to-peer trustless networks that require a programmable, regulationconform means of payment. We give an overview of current solutions that differin their fundamental values and technological possibilities, like e.g.private-issued stablecoins, DLT-issued electronic money and genuinecryptocurrencies. Based on this analysis, we present the concept of justifiedtrust and propose to combine the strengths of the crypto based, decentralizedtrustless elements with established and well regulated means of payment, basedon this concept, via a secure external re-balancing interface.  Combining the advantages, e.g. lightweight, trustless, efficient highfrequency micro state transfers on the one hand, and ease of use, widelyspread, accepted alignment to a multitude of regulative requirements, on theother hand, while neither leading into a lock-in in any of the proposedsolutions, nor undermining the basic principles of the crypto-movement orunnecessarily reinforcing the banking system provides a synergy and thenecessary flexibility for further evolution alongside the regulative framework.This offers a regulation conform transitional solution that can be implementedin the short term, which enables companies to place their decentralizedbusiness operations in a regulated environment.  The contribution of our work is twofold: First, we illustrate and discussdifferent DLT-operable means of payment. Second, our research proposes a novelhybrid payment solution by interfacing trustless with justified trust combinedgeneralized state channels.

Regulation conform DLT-operable payment adapter based on trustless - justified trust combined generalized state channels