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Internet of Thing (IoT) is looking over to overhaul the business processes ofmany industries including insurance domain. The current line of business suchas Property and Casualty, Health, and Life Insurance can avail tremendousbenefits from the contextual and relevant data being generated from billions ofconnected devices; Smartphone's, wearable gadget and other electronic smartsensors. For P&C insurer's the biggest challenges is not the rapidly changingenvironment but tackling these challenges with strategies linked to the past.  This paper presents the key opportunities, challenges, potential applicationsand risks of IoT in Insurance domain. It crystallomancy on the efficient use ofdata analytics from data generated in IoT ecosystem and highlights businessmodel changes that Insurance industries may face in near future.

IoT enabled Insurance Ecosystem - Possibilities Challenges and Risks