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Is the present economic and financial crisis similar to some previous one? Itwould be so nice to prove that universality laws exist for predicting such rareevents under a minimum set of realistic hypotheses. First, I briefly recallwhether patterns, like business cycles, are indeed found, and can be modeledwithin a statistical physics, or econophysics, framework. I point to asimulation model for describing such so called business cycles, under exo- andendo-genous conditions I discuss self-organized and provoked crashes and theirpredictions. I emphasize the role of an of- ten forgotten ingredient: the timedelay in the information flow. I wonder about the information content offinancial data, its mis-interpretation and market manipulation.

A biased view of a few possible components when reflecting on the present decade financial and economic crisis