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Climate extreme events are constantly increasing. What is the effect of thesepotentially catastrophic events on insurance demand in Italy, with particularreference to the economic activities? Extreme precipitation events over most ofthe midlatitude land masses and over wet tropical regions will very likelybecome more intense and more frequent by the end of this century, as globalmean surface temperature increases. If we look to Italy, examination of theprecipitation time series shows a sensitive and highly significant decrease inthe total number of precipitation events in Italy, with a trend of eventsintense dissimilar as regards to low and high intensity, with a decline offirsts and an increase of seconds. The risk related to hydrological naturaldisasters is in Italy one of the most important problem for both damage andnumber of victims. How evolves the ability to pay for damages, with a view tosafeguarding work and economic activities, and employment protection?

Climate Events and Insurance Demand - The effect of potentially catastrophic events on insurance demand in Italy