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South Africa assumes a significant position in the insurance landscape ofAfrica. The present research based upon qualitative and quantitative analysis,shows that it shows the characteristics of a Complex Adaptive System. Inaddition, a statistical analysis of risk measures through Value at risk andConditional tail expectation is carried out to show how an individual insurancecompany copes under external complexities. The authors believe that anexplanation of the coping strategies, and the subsequent managerialimplications would enrich our understanding of complexity in business.

Organizational adaptation to Complexity: A study of the South African  Insurance Market as a Complex Adaptive System through Statistical Risk  Analysis