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The purpose of the present study was to analyze the effect of Automatic Teller Machine (ATM)on efficiency of banks. Population of the present study is commercial banks of Kermanshah and the time period of the study is 2015, since population was 2925 individuals, using Cochran formula 365 individuals were considered as samples for the study using stratified sampling. Accordingly, data of a questionnaire filled by bank experts was considered for analysis of the research hypotheses and the effect of variables such as number of Automatic Teller Machine, the trading value of Automatic Teller Machines were used. The method of study was applied research and respecting the method of application it was descriptive and survey and respecting the type of data it was a quantitative research. For data analysis methods such as Kolmogorov-Smirnov, KMOBartlett test and the Structural Equation Modeling was used. Also, software of SPPS20 and AMOS 20 were used. Result showed that indexes of number of ATMs (2.07) ATM’s trade Values (2.14) have the most effect on efficiency of banks, respectively.

The Effect of Automatic Teller Machines on Efficiency of Banks (case study: commercial banks of Kermanshah city)