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The nonpayment of retired workers benefit has become the major problem affecting the proper functioning of civil servant as well as private sector workers. Efforts by successive governments to make the insurance reforms to work in the country have proved abortive. Recently however, the present leadership of the country is working on insurance Reform Bill. This is a welcome development which many believe will enhance the insurance system in the country their by benefiting the Insured as well as the national economy. This research work shed more lights on different aspects of insurance which must be taken into cognizance if this present planned reform must work optimally. These include: function of insurance, stakeholders in insurance, registration, compliance and benefit of insurance. The crucial role that the Nigerian Insurance Company plays in the success of insurance in the country is also highlighted.

Insurance Business in Nigeria: A Solution to the Non Payments to Beneficiaries after Retirement