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This research is very important if it is related to reality that a lot of micro syariah finance board that has law board Saving and Loan Cooperation and Syariah Defrayer (SLCSD)-Baitul Maal wat Tamwil BMT) in Medan City before running the ASEAN Economic Community (AEC). It showed that its development is not relative significant. This research use analysis study method (quantitative method). It relate the qualitative input data and quantitative ( mix method). The data collection can be obtained in two ways, they are external and internal data. The model that can be used in the data collection is external strategy factor matrix dan internal strategy factor matrix. The data analysis technical use SWOT matrix. The result shows that SLCSD or BMT has not had a completion capability to the other finance boards ( domestic or overseas finance board) that has a huge money injection to conventional micro finance boar (MFB). It is due to that the human resources (HR) is not good in SLCSD-BMT, if it is compared to the HR in conventional cooperation, although the products that launched by SLCSD-BMT have been suitable to syraiah concept, it can be seen from the difference opinion and thinking of SLCSD-BMT manager.

iosr journal of humanities and social science

Competition Capability Analysis of Micro Syariah Finance Board in Era of ASEAN Economic Community (Case Study in Saving and Loan Cooperation and Syariah Defrayer Baitul Maal wat Tamwil in Medan City)