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The need to manage risk has arisen in many areas and approaches used at each field reflect the skills and interests of the people involved and the importance of it with data availability. According to the article of the ‘’Journal of Consumer Affairs, "is quoted that" young people leave school without earning a basic skill to manage the affairs of their personal finances, placing them at high risk not being able to plan responsible way their financial future. Typically, risk is understood in terms of clear patterns in which the variables are related. At first it seems that there is no "risk" as such because the word "risk" is not always used, but in fact most of the risks represented by the values of the uncertain future of the variables in these models.  DOI: 10.5901/ajis.2015.v4n3s1p440

The Analyze of the Risk Management and Control of Internal Audit