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The development of bank card business has severely challenged the improvement of risk-controlling technology. While assessing risk is the foundation of risk-controlling in bank card business. Presently, domestic banks have set up their customer data base. By analyzing the status of risk assessing in risk-controlling, this article tries to applying Fisher Discrimination Approach to assessing customers’ risk and overcomes the difficulty of determining the influential factors’ share in traditional bank assessing approach

Applying Fisher Discrimination Approach to Assessing Customers’ Risk in Bank Card Business