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The fluctuations in the Thai economy since 1997 have had a big impact on the standard cost of living of the police officers. Many struggle to earn enough income to cover the expenses. Debt problems have put officers under a lot of stress affecting their standards of performance and encouraging corruption. The Savings and Credit Cooperative of Royal Police Cadet Academy Limited (RPCA Coop Ltd) has played a crucial role in improving a quality of life of the members by alleviating their financial problems. An evaluation of RPCA Coop Ltd operation revealed that it has achieved an objective to alleviate the members’ debt problems. RPCA Coop Ltd has helped the members to decrease their physiological needs and their standard cost of living and to become economically sufficient. When their physiological needs are met, they will desire to be well respected and to have job security through high performance efficiency in the police force.

The Savings and Credit Cooperative of Royal Police Cadet Academy Limited: New Guidelines for Good Governance Reform in the Royal Thai Police