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Information Technology has become a vital and integral part of every business in the World. IT is one of the strongest drivers for competitive, innovation and change in modern business environment. The SME sector in Kenya employs 80 percent of the total population and contributes over 40 percent to GDP. Majority of people employed in this sector is the youthful population. However, adoption and deployment of Information Technology in this sector has not been satisfactory compared to large corporations. This paper examined the Determinants to Adoption and Deployment of Information Systems in this sector. A quantitative Descriptive Survey Design was used in this Study. Data was collected from 3 SMEs in TransNzoia County using interviews and Questionnaire. Results obtained from this study shows that CEOs characteristics, IS characteristics, Organization's characteristics and Environmental Characteristics play a significant role in determining whether IS will be adopted and deployed in the SMEs. It is hoped that the findings from this study will enable policy makers in the ICT sector formulate proper legislative framework that informs how well ICT can be harnessed for the growth of the SME sector in Kenya. General Terms Determinants of IS Adoption by SMEs

Determinants of Information Systems Adoption and Deployment in SMEs: A Case Study of Micro Finance Institutions in TransNzoia County, Kenya