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Purpose : The purpose of the study was to establish challenges that OPCT program face in addressing the needs and plight of the elderly men and women in Kibera informal settlements. Methodology : The exploratory design was considered appropriate for this study. Random sampling was used to select 50 respondents (15men, 35women) OPCT beneficiaries who were not members of KDC and 20 members of KDC. Random sampling was ideal because each respondent of the target population had an equal chance of being selected. Purposive sampling was used to identify 5 key informants. Results: The study revealed the following as critical challenges affecting OPCT program namely; inadequate funding amidst competing needs of the beneficiaries; the disbursement is irregular hence one cannot make meaningful plans with the money, extensive bureaucracy in the registration process coupled with ethnicity issues and corruption. In addition there are cases of fingerprints failing, omission on the payroll and amount inconsistencies. Unique contribution to theory, practice and policy : The study further recommends that the government should ensure there is prompt and regular disbursement of the funds in order to minimize hitches in the entire financial year and to enable the beneficiaries make meaningful plans with the money

CHALLENGES THAT OPCT PROGRAM FACE IN ADDRESSING THE NEEDS AND PLIGHT OF THE ELDERLY MEN AND WOMEN IN KIBERA INFORMAL SETTLEMENTS