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The coronavirus Covid-19 has now spread around the world, and the pandemic has spread to all continents except Antarctica. Analysts at Bloomberg estimate that the damage caused by the coronavirus to the world economy is about $ 5.5 trillion. dollars. Wall Street analysts warn that the world is facing the deepest crisis since the Great Depression of the 1930s. At least by 2022, global GDP will not return to pre-crisis levels, experts say. In mid-March 2020, the first patient infected with the coronavirus in our country was identified. This negative development has led the government to take measures to combat the coronavirus pandemic. Today, unprecedented measures are being taken to combat the spread of coronavirus infection worldwide, including by restricting human movement and shutting down businesses. This has led to a sharp decline in production and consumption in the largest economies, the disruption of global production chains and trade relations, falling commodity prices in world financial markets and deteriorating conditions. The deposit policy, which is one of the most economically important areas of business for commercial banks, should be balanced as a single strategic system to ensure balanced financial flows and maximize profits from these financial instruments.

Improving the Credit Risks Management in Commercial Banks of the Republic of Uzbekistan with Global Pandemic Crisis and His Influence