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The researchers adopted a positivist approach to qualitative research, hypothesizing that the interviews would reveal positive parental expectations and development of college-saver identity among Harold Alfond College Challenge (HACC) participants. HACC is an opt-out children’s savings account asset intervention that begins at birth for children born in Maine. For this study, data were obtained through structured interviews of 22 families. Most parents in HACC describe having positive educational expectations and having developed a college-saver identity. More research is needed.

Children’s Savings Account Programs Enable Parents to Plan and Talk about College with Children and others