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This article claims that Black Americans, especially Black women have made substantial progress in college enrollment and degree attainment in recent decades. From 2000 to 2015, Black American females were either second to Asian males or third to Asian males and Asian females in their proportion of those enrolled in college in the United States. In 2016, there were 2.446 million Black women and 1.841 million Black men aged 18 and over with at least a bachelor’s degree. However, these achievements have come at a very high financial cost, compared to other groups. The factors cited for the high debt burden on Black American students, especially Black women include: the shift from grants to loans with interests to pay for college; lack of scholarships (research assistantship and traineeship) compared to students from other groups; the high cost of college education at for-profit institutions; and lack of funding from parents or family members. A number of recommendations to manage this problem, including increase in the number of “grant aid” and lowering the cost of undergraduate instruction, are presented in this article.

Explaining the High Cost of Higher Education to Black Americans: A Focus on Black American Women