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Since China’s reform and opening-up policy, China’s national wealth has increased a lot, which stimulates the rapid development of China’s trust industry. Among them, the assembled funds trust plan attracts a large number of investors for its high returns. In this background, this paper discusses the factors affecting China’ assembled funds trust products’ expected return rate. This paper will explain the expected return rate of assembled funds trust under nine explanatory variables, including four dummy variables of investing field, namely real estate, industrial & commercial enterprises, basic industries and financial products; two features of assembled funds trust products, which include three factors namely trust period, the trust scale, macro-economic factors; CPI growth rate, M2 growth, benchmark interest rates of the medium-& long-term loan interest rate. The author establishes a multivariate regression model after empirical analysis. According to the empirical results, five explanatory variables including the longer period of the trust, the trust scale, investment field in real estate, CPI growth rate and the benchmark interest rates of the medium- and long-term loan interest rate, have a positive relationship with explained variable, namely the assembled funds trust products’ expected return rate. Investing in basic industries, financial products and M2 growth rate over the same period of last year, all these three elements have a negative relationship with assembled funds trust products’ expected return rate. While investing in industrial & commercial enterprises, it has no significant influence on the assembled funds trust products’ expected return rate.

An Analysis Summary of Factors Affecting China’ Assembled Funds Trust Products’ Expected Return Rate