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In recent years, a growing  number of initiatives have been aimed at increasing financial literacy among youth in  America. However, these efforts have tended to target mainstream populations, and  failing to adequately address the backgrounds, learning, and psychological needs of  at-risk youth. This study piloted a curriculum on money management that presented a  basic set of financial skills via story situations and characters that are meaningful to  at-risk youth using a dynamic interactive multimedia online delivery to heighten youths’  interest to learn. The approach also helped at-risk youth gain insight into their money  beliefs and psychological barriers to success, integrating change theory and techniques  designed to enhance their motivation to change. Eighty-eight Job Corps participants were  randomly assigned to treatment and control conditions. Results showed that the  interactive multimedia curriculum produced significant gains in youth’s financial  knowledge and confidence in money management  skills

The Effectiveness of an Interactive Multimedia Psychoeducational Approach to Improve Financial Competence in At-Risk Youth: A Pilot Study