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With the 4.0 industrial revolutions, which used technology and internet as the main driving force for the economy development, it revolutionized economic conditions in every side of the world. The existence and application of the use of financial technology in Indonesia must also continue to be developed, and also massive use of financial technology will create new opportunity for startup in Indonesia. This research will discussed about development of financial inclusive and peer-to-peer lending scheme toward stimulate Indonesia startups. This descriptive research also to examine financial technology factors that should be improve and be mitigate any appearing risks. The study findings provide managerial implications and theoretical contributions.

The Potential Of Financial Technology Towards To Stimulate Startup In Indonesia: Peer-To-Peer Lending Scheme