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Disaster assessment is quite complicated considering the nature of the disaster and methodological ambiguity generated due to different guidelines of different institutions. This study analyzed various available techniques and, after that, proposed a model to estimate both direct and indirect losses with a single equation. The study used multidisciplinary tools and techniques to assess the 2017 flood in a micro-level area in Bangladesh. The analysis found that the flood inundating around 78.37% of the area, damaged crops, and various infrastructures. The cost of damages accounts for 2.44% of the income of the people, whereas they experience a 21.49% reduction in their yearly income. The study explains how a flood creates obstacles in accessing land, labor, and capital in such a way that people experience significant losses in their income, beyond the damage. Hence, if these access factors can be kept operating during any disaster, a huge amount of loss can be avoided. The study at the end proposed a solution to overcome such losses.

Disaster Economic Loss and Income: An Assessment in Entitlement Perspective