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Review Article This article provides an analysis on the banking sector of Jordan. It specifically focuses on the leading factors that have played significant part in improving the efficiency and growth of Jordanian banks. The Central Bank of Jordan policies and regulations were studied and it is found that banks in the country strictly follow these policies to avoid any negative consequences. It is not easy for new entrants (both domestic and foreign banks) to enter the banking industry of the country. They need to go through startup procedures to enter in the market. It restrict any potential new bank that may have negative impact on the overall banking industry. The advancement in technology has allowed Jordanian banks to improve services as provided to the customers. Hence, leading positively to the overall banking industry. General Agreement on Trade is another important factor that improved the banking sector of Jordan. Human resource, high competition and supply chain integration are other important variables studied in this article for analyzing the performance of Jordanian banks.

The Leading Factors behind the Improved Efficiency and Growth of Banking Sector in Jordan