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espanolA nivel mundial existen mas de 200 millones de microempresas que carecen del financiamiento adecuado para prosperar y crecer, las microempresas ecuatorianas estan dentro de este escenario debido a la falta de una adecuada inclusion financiera que les brinde oportunidades de desarrollo economico. En este contexto, es importante determinar como influye la inclusion financiera en el desarrollo economico en los microempresarios, para el efecto, se utilizo 271 microempresas del canton Cayambe. Los resultados determinan que los microempresarios formales poseen el 78,80% de inclusion financiera, de los cuales unicamente el 10,8% no han accedido al financiamiento otorgado por una entidad financiera. En cuanto a los informales solamente el 48,30% posee inclusion, de los cuales el 33,8% no ha accedido a ningun tipo de financiamiento; demostrandose un mayor desarrollo economico en el sector formal debido a que la Inclusion Financiera tiene una relacion significativa y ejerce efectos positivos en el desarrollo economico de los microempresarios EnglishWorldwide there are more than 200 million microenterprises, which lack adequate financing to thrive and grow, Ecuadorian microenterprises are in this scenario due to the lack of adequate financial inclusion that provides economic development opportunities. In this context, it is important to determine how financial inclusion influences the economic development of microentrepreneurs. For this purpose, 271 micro enterprises of the Cayambe canton were used. The results determine that formal microentrepreneurs have a 78.80% financial inclusion, of which only 10.8% have not accessed the financing granted by a financial institution. As for the informal only 48.30% .posen inclusion, of which 33.8% has not agreed to any type of financing. Demonstrating greater economic development in the formal sector due to the fact that Financial Inclusion has a significant relationship and exerts positive effects on the Economic Development of microentrepreneurs.

Procedimiento para implementación del sistema de costos de la calidad en empresa cárnica cubana