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Using primary, individual-level survey data for Ghana, Apiors and Suzuki find, among other things, that mobile money use is not dependent on financial status and that mobile money users save more. This note argues that both conclusions have validity issues.

sustainability

Comment on Apiors, E.K.; Suzuki, A. Mobile Money, Individuals’ Payments, Remittances, and Investments: Evidence from the Ashanti Region, Ghana. Sustainability 2018, 10, 1409