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In recent years (especially in the context of the financial sector) we can find many debates (public and academic) which emphasise the need to change mindsets in management (Gorzeń-Mitka, 2012). This discussion is a result of the dynamically changing external and internal conditions of the functioning of organizations. At the same time, we observe great progress over the past decade in developing effective tools and techniques for managing (also risk and complexity) within organizations. But management is carried out by people. Their awareness of threats and opportunities determines the effectiveness of the whole management process within the organization. One of the themes of this discussion is to indicate the need for changes in the area of organizational culture by creating the so-called risk culture.

MANAGEMENT CHALLENGES IN THE CONTEXT OF RISK CULTURE