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O. Kuzmenko Doctor of Economic Sciences, Associate Professor, Head of the Department of Economic Cybernetics, Sumy State University, Ukraine ORCID ID: 0000-0001-8520-2266 N. Pilina Postgraduate student, Department of Economic Cybernetics, Sumy State University ORCID ID: 0000-0003-3381-5268 R. Pilin Postgraduate student, Department of Economic Cybernetics, Sumy State University, Ukraine ORCID ID: 0000-0003-1526-2583

TRENDS OF FRAUD OPERATIONS ON THE BANKING MARKET AND APPROACHES OF CYBERSECURITY AS-SESSMENT