English (United Kingdom)

https://curated-unify.zendy.io/wp-json/zendy-region/v1/featured_content/oa?rat=en

https://curated-unify.zendy.io/wp-json/zendy-region/v1/highlighted_journal/

Global: Zendy Plus annual

Presents the access of premium content as premium feature

Premium Content

Presents the keyphrase highlighting as premium feature

Keyphrase Highlighting

Presents the summarisation as premium feature

Summarisation

Insights

Presents the pdf analysis as premium feature

PDF Analysis

Presents the zaia usage as premium feature

ZAIA

Global: Zendy Tools annual

Global: Zendy Free Plan

Global: Zendy Tools monthly

Global: Zendy Plus monthly

This study aims to determine the prediction of bankruptcy at PT BPR Primaesa Sejahtera Manado using the Altman Z-Score Modification model with the formula Z = 6.56 X1 + 3.26 X2 + 6.72 X3 + 1.05 X4, with a benchmark value of Z-Score grouped into three categories, including, bankrupt (Z 2.6). The data collection techniques were documentation and interviews. The data was analised by descriptive analysis with a quantitative approach to PT BPR Primaesa Sejahtera Manado's financial statements consisting of balance sheets and income statements. The findings of the study indicate that the Z-Score value was 1.634125352, 1.445699781, -0.352054013, -0.298088193 and -0.465807943 implying that PT BPR Primaesa Sejahtera Manado is in the gray area, or at risk of bankruptcy. The results of the study in the 2015-2019 period shows a benchmark of Z<2.6, signifying that PT BPR Primaesa Sejahtera Manado is predicted to potentially suffer bankruptcy in the future.

Analysis of Bankruptcy Prediction by Altman Z-Score Modification (Study at PT BPR Primaesa Sejahtera Kota Manado)