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Online financial and non-financial information backup service is beneficial for individuals and businesses because it enables them to gain access to their data without restrictions on time orlocation.The purpose of this quantitative study are to evaluate the factors that may have an influence on consumers’ decision to adopt to cloud backup procedures. The dependent variable was whether or not the participant uses a cloud backup process and the independent variables were income and education. An online survey was used for data collection. The results indicate that age and gender were not related to cloud adoption rate. In addition, the adoption of cloud for backup will depend on consumers’ perceptions of the innovation including the perceptions of the advantages of the new technology and the ease with which it can be adopted. Future researchers should include additional independent variables, perform qualitative or mixed-method studies, replicate the results from this study outside the United States, and examine the relationships between compute usage variables and cloud backup adoption rates.

The Adoption of financial Information Cloud Backup methodology in Term of Income and Education in the United States