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Davidson (2014) takes the position that there is nothing unethical about loan maturity mismatching, particularly when a bank borrows money for a shorter time horizon than when it lends it out. The present paper takes issue with her position, and maintains that not only is this practice unethical, it should be outlawed.

Réplica a Davidson sobre a Ética do Descasamento da Maturidade de Empréstimos e o Sistema Bancário de Reservas Fracionárias