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The purpose of the work is to outline the role of financial actors in the effective functioning of the united territorial communities (UTC). Effective financial support for the development of the territories of Ukraine is the main objective of decentralization and reform of the administrativeterritorial system. It has been established that participation in UTCs of banks, insurance, leasing, trust, investment companies, etc. will facilitate financial interactions within UTC, as financial and credit institutions accumulate the main source of financing of the economy money capital. In this context, it became necessary to develop theoretical and methodological approaches to assessing the incomes of different participants in UTC. A model for assessing the income of banks, insurance companies and enterprises within the combined territorial communities is developed, which will ensure the development of economic science and practice in the field of UTC activities. As a result of the study, the integrated income of each of the participants in the united territorial community was determined from their joint participation at the appropriate time. To solve the problems of financial development of UTC, issues of theoretical and methodical principles for the regulation of financial transformations of UTC, management of financial risks in UTC, diagnostics of possible crisis phenomena in the strategic development of UTCs, their emergence remain relevant . Keywords— united territorial communities, incomes, banks, insurance companies, finances, methods of evaluation

Theoretical and methodical approaches to the estimation of the income of the united territorial communities