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The rapid development of the Internet finance has brought great impact and challenge to traditional financial institutions; especially the commercial banks, the competitive game between Internet finance and commercial Banks are inevitable. But how the Internet finance influence commercial banks, which is more positive influence or negative influence, it is the bank's competitive overturn or mutual symbiosis, a clear answer still did not be given from the aspects of quantitative analysis, the relationship are studied between the two from the empirical perspective, especially the impact Internet finance on bank operating efficiency is a blank. This paper is based on the premise of limited rationality of the Internet finance and commercial Banks, by establishing the game payment matrix, analyzing the game problems of Internet finance and commercial Banks, and how the two constantly adjust their own strategy to deal with opposite selective strategy in the process of game in order to achieve the maximization of their own earnings.

The Relationship Research between the Internet Finance and Commercial Banks