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We can make use of the internet financing platform to carry out credit rating based on big data technology to provide financing services for small and micro enterprises, which has become an important form of internet finance. This paper analyzes the advantages, theoretical basis and implementation process of enterprise credit rating based on large data. Through the aspects of encouraging the development of third party rating agencies, improving the index system of credit rating and formulating legal system of risk prevention, small and micro businesses can obtain more finance help.

Research on Innovative Financing System of Small and Micro Businesses Based on Big Data Rating