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Henan is a populous province in China, and its banking system is sound. The development of local banks plays an significant role in economic development of Henan Province. For these factors, some suggestions are presented, such as increasing capital accumulation rate reasonably, improving the management of credit risk, realizing the diversification of profits and controlling cost-income ratio effectively.

A study on Evaluating and managing the financial risks of local banks in Henan Province based on Analytic Hierarchy Process Model