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This paper selects the data of twelve provinces and cities in the western region of China from 2011 to 2015, constructs the panel data and establishes the econometric model. It mainly analyzes the efficiency of allocating financial resources in the western region from three aspects: the marketization process, the degree of opening to the outside world and the Internet finance Influential factors for empirical research. The result shows that the acceleration of marketization and the development of Internet finance can promote the allocation efficiency of financial resources in the western region. The lack of opening up leads to the inefficient allocation of financial resources. It is proposed that the western region should optimize the credit structure, play the role of the insurance industry, make full use of foreign investment and emphasis on internet finance.

An Empirical Study on the Influential Factors of the Allocation Efficiency of Financial Resources in the Western Region