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This research aims to develop MSMEs financing community-based model to increase business independence. The goal to be achieved in this research is a model of MSMEs financing that can be implemented by small and medium entrepreneurs to improve business independence. The method used in this research is Research and Development (R & D). Research and development is a process or steps to develop a new product or refine an existing product. Stages in research and development (R & D) in this research is operationally consists of: 1) Research and data collection; 2) Planning; 3) Model Development; 4) Model Validation; 5) Model Revisions; 6) Model Trial; 7) Model Revisions; 8) Wider Test; and 9) Final Model Revisions. Based on the existing condition and the frame of reference for model development, the design of the MSMEs financing model is a model of community-based financing in the form of a model that allows entrepreneurs to have higher business independence by forming a group of capital among entrepreneurs themselves with procedures and regulations that are created and adhered together, so capital is no longer an obstacle to developing a business. Keywords—financing; business independence; MSMEs

Community-based MSMEs (Micro, Small, Medium Enterprises) Financing Model to Increase Bussiness Independence