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An analysis framework of influential factors to Chinese regional financial development from the perspective of financial geography has been constructed in this paper. Empirical results show that the financial geographical elements of human capital, technological progress, social network and good legal environment promote the development of regional financial. Eastern technology spillovers contribute to its regional financial development. With the development of electronic information technology and social network, regional financial is not dependent on traffic facilities anymore. Moreover, government economic participation can promote the financial development of the western region, but it’s not obvious in the western and central regions.

Regional Financial Differences in China from the Perspective of Financial Geography