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Based on the survey data of Peasants in China, the bivariate Probit model is constructed to analyze the factors affecting Peasants’ land mortgage Determinants. The results show that the willingness of Peasants' land mortgage is higher, and the education level, the rationality of loan term and the understanding degree of the relevant policies have significant positive impacts on the needs of the mortgage. Moreover, the impact of cultivated land area, social insurance, family annual income and interest rate on the financing needs of different types of Peasants is different. Keywords—land property rights; type of peasants; mortgage willingness; bivariate probit model

Research on the Determinants of Peasants’Land Mortgage in China