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The market for accumulative and investment life insurance in Russia and its regions, including the far Eastern Federal district, is only developing, or rather reviving, after its disappearance due to the collapse of the USSR. Today, insurance companies are developing and implementing products in the field of voluntary accumulative and investment life insurance. For the sector of accumulative and investment insurance, it is very important to develop digital platforms for interaction with customers and, perhaps, even more work. to explain to the population about the importance of independently forming financial reserves through savings and investment insurance products; and on the part of the state – control over participants in the insurance market, protecting them from fraudulent schemes, as well as the formation of measures to support bona fide insurance companies in promoting their products of savings and investment life insurance. It is very important to increase the financial literacy of the Russian population, and increase their personal responsibility for their own future, the formation of financial discipline and their own financial reserves, including using existing insurance mechanisms

Aspects of Development of Accumulative Life Insurance and Investment Insurance in the Russian Federation at the Present Time