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The objective of this paper is to identify the level of compliance of digitalization of Russia’s banking business-sector with European standards and requirements. In the course of the study, the overall degree of readiness for the development of the digital economy in Russia will be evaluated through an analysis of the degree of maturity of information and communication technologies that are actively being introduced into the economic sector. The methodological study is based on the conceptual principles that characterize the post-industrial theory of society development specifically in the context of digitalization of the economic activity of state. General methods of induction and deduction, a comparative analysis of expert estimates, analytics of statistical data and the general systematization of the information received were applied in the study. Above all, with the active transition to digital economy, economic security of the financial sector must become one of the strategic areas of development. The article analyses factors and risks, as well as the prospects for the development and implementation of digitalization in the banking business of Russia using the experience of foreign countries.

Implementation of Digital Economy in Russia’s Banking Business Using the Experience of Other Countries