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The purpose of this study was to examine the effect of financial literacy levels on university student consumptive behavior. The definition of financial literacy variable is to have knowledge and beliefs about financial service institutions and financial service products, including features, benefits and risks, rights, and obligations related to financial products and services. The variable of consumptive behavior is excessive, irrational purchase of goods and services and the aim of increasing social status. The data used are primary data collected through the distribution of questionnaires among students of the Faculty of Economics, Sriwijaya University. The results found that financial literacy did not affect the consumptive behavior of university students. The consumptive behavior of university students depends on the type of goods they like and can please them.

The Effect of Financial Literacy on University Student Consumptive Behavior: Case Study on the Economic Faculty of Sriwijaya University