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-PT PEGADAIAN (Persero) is running its operations from one based lending fiduciary, has issued a product named Pegadaian Kredit Angsuran Fidusia (KREASI) with the mechanism set out in the Standard Operating Procedure (SOP) established by the Board of Directors. In preparing the SOP produtcs with based on act Number 42 Year of 1999 (UUJF) and other legislation. That there is a conflict in the implementation of the product with the UUJF and Finance Minister Regulation No. 130/PMK.0010/2012. In this connection, need to know how the implementation of UUJF and the post-enactment binding fiduciary Finance Minister Regulation No. 130/PMK.0010/2012 on product named Pegadaian Kredit Angsuran Fidusia (KREASI) at PT PEGADAIAN (Persero). The method used in this study is a normative research methods undertaken in an effort to obtain the necessary data with respect to the problem. The data used are secondary data consisting of primary legal materials and secondary legal materials. Besides, it is also used as the primary data secondary data supporting legal materials. For the data analysis was conducted using qualitative juridical analysis. From the research results can be obtained that the application of the fiduciary provisions on product named Pegadaian Kredit Angsuran Fidusia (KREASI) at PT PEGADAIAN (Persero) in accordance with UUJF an the binding fiduciary on product named Pegadaian Kredit Angsuran Fidusia (KREASI) at PT PEGADAIAN (Persero) does not conflict with Finance Minister Regulation No. 130/PMK.0010/2012 because it does not apply to PT PEGADAIAN (Persero), which excludes the category Financial Institutions.

proceedings of the international conference on law, economics and health (icleh 2020)

Binding of Fiduciary at Product Named Pegadaian Kredit Angsuran Fidusia at PT Pegadaian (Persero) Post-Applicability of Finance Minister Regulation Number 130/PMK.010/2012