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One of the main reasons for closer attention to the blockchain technology on the financial market players' part is the expectation that it will eliminate many of the problems and restrictions inherent in the currently used methods of storage, processing, and exchange of financial information. In this vein, central banks of many countries do not stand aside and actively participate in research and development of practical solutions based on blockchain technology in order to expand the payment space, provide the necessary conditions for sustainable growth of the financial sector and increase its level of information security. With reference to payment services, blockchain technology has a high potential for use in national and international payment systems. Due to the lack of technological restrictions on the instantaneous presentation of information in the nodes registers and the possibility to eliminate financial intermediaries, payments in such systems can be made in a close to real-time mode. The use of blockchain technology in the payment infrastructure provides a number of advantages, including in terms of increasing the uninterrupted operation and efficiency of payment processes and systems.

proceedings of the 2nd international scientific and practical conference “modern management trends and the digital economy: from regional development to global economic growth” (mtde 2020)

Foreign and Russian Experience of Blockchain Digitization by Central Banks, Financial, and Technology Companies