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As a newcomer in the financial market, new rural financial institutions play an important role in promoting rural economic development and improve the efficiency of capital allocation in rural areas. Since there is moral hazard between rural financial institutions and debtor farmers (small and medium-sized enterprises) caused by the relatively high costs of supervision and verification and the serious information asymmetry, this paper constructs a game model to analyze how new rural financial institutions and farmers can make their most favorable decisions respectively according to the actual situations.

Game Analysis of New Rural Financial Institutions and Farmers from the Perspective of Moral Hazard