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The concept of sharia insurance has existed since the time of Rasulullah S.A.W. however, the institution has increasingly developed due to changes in the culture of Indonesian society in its economy, which continues to seek renewal to avoid conventional economic concepts that do not favor justice. In fact in Islam the principle of justice is a basic foundation in all business of life and is not abstract and cannot be carried out, however, it is not easy to implement the principles of justice included in Islamic insurance, Along with the increasing number of sharia insurance products that are always developing, many factors cause disputes, such as differences in understanding between consumers and companies about a product or negligence either from the consumer or the company in carrying out the obligations set forth in the agreement. Remembering, Islamic insurance is operated based on sharia principles, disputes that arise should be resolved in ways that are based on sharia principles by institutions that have the authority to resolve sharia disputes through Sharia Arbitration.

Sharia Arbitration as Alternative Settlement of Sharia Insurance Disputes