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The consortium of light vehicles, contrary to the economic and the political crisis that has affected Brazil since 2014 and influenced negatively the indices of automobile industry, has shown a significant growth in recent years. However, despite the positive results, the consortium of light vehicles still ranks second among the most used modalities in the country for vehicle acquisition being behind the financing through the CDC. The main objective of this research was to analyze how the mechanisms of the consortium modality works comparing them to financing modality of light vehicles in Brazil. In order to achieve this objective, a basic nature study was carried out, exploratory and descriptive study with quantitative approach, whose procedures used were bibliographic survey through books, articles, monographs, dissertations, theses, as well as by collecting information available on websites, annuals, newsletters, laws and regulations. As a result of the research, it is highlighted that the consortium of light vehicles is more economically advantageous than financing with amortization by SFA and, in contrast, has installments that can be variable besides having the highest VPL when the deadline increases.

UMA ANÁLISE DO FUNCIONAMENTO DO SISTEMA DE CONSÓRCIO EM COMPARAÇÃO AO FINANCIAMENTO PARA A MODALIDADE DE VEÍCULOS LEVES