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The new modalities of financial operations carried out by traditional banks versus their counterparts in the virtual environment, which use bank data and personal and sensitive information from users in what is called open banking is the central theme of these work. Thus, we started with a general definition of this term, declining its attempt to regulate to analyze its coupling with LGPD, concluding the need for an intervention by the regulatory organization (BACEN) balancing data protection and increased competition generated by the institute studied. Bibliographic research and the dialectical method were used from the perspective of Economic Analysis of Law.

O SISTEMA FINANCEIRO ABERTO (OPEN BANKING) SOB A PERSPECTIVA DA REGULAÇÃO BANCÁRIA E DA LEI GERAL DE PROTEÇÃO DE DADOS