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Investments are the engine of development for any country, as they allow you to quickly realize potential opportunities and benefit faster. Investments can be carried out in various forms and from various investors. In particular, domestic foreign investors are singled out. At the same time, any country needs to maintain a balance between domestic and foreign investment in order to prevent dependence on other states. The article considers one of the main sources of formation of the country's domestic investments: the savings of citizens, and their peculiarities and problems of use in Russian practice.

MONETARY SAVINGS OF THE POPULATION AS A SOURCE OF INVESTMENTS UNDER THE CRISIS ECONOMY