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II. SECTION 707(b)  85 A. The Expansive Paradigm  88 1. Consequences of the Expansive Paradigm... 92 2. Section 521  94 3. Difficulties in Application of the Expansive Paradigm  95 4. The Meaning of Substantial Abuse  98 B. The Narrow Paradigm  100 1. A Comparison of Results Under the Paradigm s  102 2. Consequences of the Narrow Paradigm  113 III. SECTION 1325(b)  114 A. The Expansive Paradigm  122 B. The Narrow Paradigm  130 1. Interpretation of the Term "Projected"  135 2. How Voluntary is Voluntary?  136 IV. SECTION 1329(a)  140 A. The Expansive Paradigm  142 B. The Narrow Paradigm  147 CONCLUSION  149

Preserving a Fresh Start for the Individual Debtor: The Case for Narrow Construction of the Consumer Credit Amendments