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The puzzle that hasn’t really been addressed is why, if we all operated within that same set of global rules, were countries like Canada largely untouched by the global financial crisis and Australia as well? Why, within countries that have been badly scarred, do some banks continue to do well, and why even in our own case where the financial system has coped better than most other countries, did some of our institutions still dip their toes into the more complex instruments? — John Laker, former chairman, Australian Prudential Regulation Authority (ASIC 2009: 48)

Avoiding the Global Financial Crisis in Australia: A policy success?