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Financial management is one of the most important functions in the existence of an entity. According to Merton & Bodie (2003) they help to organize the way to allocate resources, as well as a set of quantitative models that help in the evaluation of alternatives, decision making and the implementation of them. There are companies that fail to perform this function effectively, which causes serious solvency problems in the short and long term, that is why Altman E. (2000) makes a model for the purpose of predicting bankruptcies, which is to analyze financial reasons that reveal the real situation of an entity. The purpose of this investigation is to verify the effectiveness of the bankruptcy predictive model, this by contextualizing the vulnerability of companies builders, and the objective of the investigation is the application of the bankruptcy predictive model, which allows companies to measure the probability of failure and anticipate the consequences, associating it to the construction sector, mainly National Registry of Contractors of the MINVU of the Region of Valparaiso. Concluding, that although this model helps to observe the state of a company in the market, is not necessarily the only way to assess risk.

Modelo predictivo de quiebra en empresas constructoras inscritas en el Minvu de Valparaíso”