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Many recent policy-related debates have centred on the possibility of constructing postsocial insurance and postmeans tested forms of income provision. Such asset-based welfare and stakeholding proposals have included Basic Income (BI) and some form of endowment or Capital Grant (CG) scheme. Although the differences between these systems are certainly real, and present us with distinct policy options, they are often overstated. This article has two objectives, therefore  the first of which is to identify the key similarities and differences between BI and CGs, and to argue the case for a partial, non-time-limited and unconditional BI. Second, this article reviews the issue of convertibility, i.e., the main normative questions to consider when designing a system permitting the mortgaging of income streams into lump-sum grants or pools.

Streams, Grants and Pools: Stakeholding, Asset-Based Welfare and Convertibility